Insurance?

[x6411]

Can anyone recommend any good insurers for Young Drivers?

The main driver would be my girlfriend, 20years old, driving for 1yr 10months with 2 years no claims.

Cheapest is £1200 with Diamond at the minute (for the THP DSport)

Any suggestions would be great

[John S]

Is she looking for "any driver" or with you as a named driver? and have you tried Adrian Flux as they will give a discount to Full DS3club members (that is paid membership, not the free membership)

[Lady DS3]

Try Adrian Flux, they insure young drivers

[joeking27]

Admiral, Elephant or Bell probably, try using some of the comparison websites such as go compare or compare the market.

Try adding an older driver as a named driver to reduce premiums.

[John S]

Be very careful with the insurance, not all companies like the owner of the car not being the policy holder, and getting a parent to insure the car for you isn't always a good idea as most companies have got wise to that dodge

[Bigfeet]

Be very careful with the insurance, not all companies like the owner of the car not being the policy holder, and getting a parent to insure the car for you isn't always a good idea as most companies have got wise to that dodge

It's called 'fronting' and you can face a huge fine and even a prison term as it's insurance fraud.

£1200 is a lot of money for insurance, not considered one of the smaller engines?

[Dangerousfish]

Swiftcover did my quote. I'm a bit older than you with 0 no claims.

[meadow_knight]

Swiftcover did my quote. I'm a bit older than you with 0 no claims.

Swiftcover quoted me £160 (max ncd, age 64, relatively crime-free area) for a DSport 110HDI.
Didn't include NCD protection, legal fees etc.

MK

[Bigfeet]

Me and the wife, S&D and she drives onto a military base for work - £300 with £100 excess.

[Dangerousfish]

Swiftcover quoted me £160 (max ncd, age 64, relatively crime-free area) for a DSport 110HDI.
Didn't include NCD protection, legal fees etc.

MK

I'm paying £1600 at the moment xD

[ZACK]

£1600... HDi 90... 2 Years No Claims... FML.

Actually No I Tell A Lie...

Someone Put A FALSE CLAIM In Against Me But While That Is Being Sorted Its Gone Up £500 To £2100 For A HDi 90... Mental FML...

[x6411]

Thanks for the replies everyone!

Yeah, She would be the policy holder, and she would be the car owner too!

joeking27, I think Admiral, Bell, Elephant and Diamond are the same company now, Diamond has however come up the cheapest of those.

Her first driving year we added my mother as a named driver, she has full years driving & no claims.. but adding her on now seems to increase it for some reason

Bigfeet, she's been driving a 1.4 for nearly 2 years now, and the cheapest thats been quoted is £992 so even if we end up paying £1200 I think it'll still be worth it for something a little livelier

Dangerousfish, Swiftcover won't touch us because of our age I think the minimum may be 21


I'll give AdrianFlux a try and I'll report back!


Thanks again!

[John S]

£1600... HDi 90... 2 Years No Claims... FML.

Actually No I Tell A Lie...

Someone Put A FALSE CLAIM In Against Me But While That Is Being Sorted Its Gone Up £500 To £2100 For A HDi 90... Mental FML...

Ouch..what's it going to be with a remap done?

[ZACK]

Ouch..what's it going to be with a remap done?

Their Not Going To Know lol

[Den]

£1600... HDi 90... 2 Years No Claims... FML.

Is that for 3 or 4 wheels?