Monthly payments!!!

[eggey17]

Hi all im thinking of buying a DS3 95 D no deposit. Im looking at the elect 3 option with the ballon payment at the end of 3 years. What i need to know is now a good time to try and knock some money off the car!! (how much should i try for) and what would the monthly payments be roughty

[ZACK]

*Sigh*

Speak To Your Dealer Or Go To www.newcitroendeals.co.uk

[eggey17]

calm down mate im only looking for some info for when i (go) to my dealers!!!!

[PinkEmily]

I would personally just go to your local dealer and enquire about the payments. I don't think we can be much help tbh.

[McLamont]

I got mine with £200 deposit (cheapo) and it works out at at around 340 a month mate.

[x6411]

I got mine with £200 deposit (cheapo) and it works out at at around 340 a month mate.

On elect3?

[McLamont]

Yeah, the 3 year hire purchase deal.

[x6411]

Yeah, the 3 year hire purchase deal.

Jeeesus christ. Your dealer must have a big smile on his face! lol

[Mr.C]

I recently bought my DStyle+ VTi 120 on Elect 3 and went for a larger deposit, £1500, and with the Elect 3 contribution of £1500 and the dealers discount, the monthly payments are only £180 over 3 years. (With, what appears to be the standard Balloon payment at the end)

[Bigfeet]

This question is the same as how long is a piece of string!

Monthly payments are all based off different factors, best thing to do is speak with your dealer and look at different options from Elect 3 to Elect 4. Don't worry about the Citroen contribution difference between Petrol (up to £1500) and diesel (up to £500) as the residual value of the petrol is far worse compared to the diesel and evens the balance out. I pay £190 for a HDi DSport over 3 years on Elect 3 and we placed a £2000 deposit (Part Ex.).

As regards to 'money off' that is going to depend on how your local dealer trades, smaller dealers (like myself) tend to have to work tight to the targets where big dealers are happy pre-reg left and right to achieve bonus money in order to do the deals. We've covered this many times over and I rather not go through it again.

[McLamont]

Jeeesus christ. Your dealer must have a big smile on his face! lol

I'll bet he does lol. Its alrite though... New job = money to burn. And at least its money I'm not pissing up the wall!

[Raain]

How lovely such contracts may sound, U might be better of getting a loan from the bank.

i did it this way, and this makes me NOT having to pay the last 6k when the time is over, AND i genuinely OWN the car.

[Bigfeet]

But what you have done instead is given up some consumer rights plus eaten into your credit rating with the bank. Yes you may legally own the car, but technically the bank can claim it as an asset if it all goes pear shaped.

[DS Specialist]

LOL Big Feet was thinking the same myself !!

We're currently doing the Dstyle + petrol on Elect 3 with £499 deposit and £179 pcm over 2 years. Think its quite a sharp offer !

[Bigfeet]

That is sharp, what's the OTR on that?

Take it the mileage is set for 6k?