Best thing is to get to a shop and take a look at each. The 1020 has not launched yet though, due in 1-2 weeks so hold off til then and check both out. I've got the One and the 920 & 925 here, and 90% of the time I end up taking a Lumia out with me. Android just does not have a decent harmonised interface but the widgerts can be useful.
I've just finished reviewing the 925 which hardware wise is close to the 1020 apart from the camera. Some example camera shots there too. Might help you decide.
I've just finished reviewing the 925 which hardware wise is close to the 1020 apart from the camera. Some example camera shots there too. Might help you decide.
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