Mislead by Citroen dealership, What should I do?

[lfcrule1972]

£400 pcm for insurance ?? Feck.... No wonder my first car was a pile of crap until I had some experience and claim free years under my belt....

[Dangerousfish]

I was paying £75 a month with Co-op young drivers till I got 3 points for driving with a flat tire, next thing you know co-op cancelled my insurance claiming they can no longer
insure me so I moved to Swinton's blackbox who charge what I would consider extortionate rates.

And now you're staying with them even after buying a new car?

Pardon me if this is me having a faulty train of logic but wouldn't it make more sense to look for a cheaper insurer?

[daniel2907]

If money is the key factor here, wouldn't it make more sense to downsize to a smaller engine, save the cash you save and then buy a bigger car when the insurance is a little less?

I did, 1.2 Dsign Can't see myself driving any engines smaller than that like a 1 litre lol

[Dangerousfish]

I did, 1.2 Dsign Can't see myself driving any engines smaller than that like a 1 litre lol

But you're still spending over 5k to insure it.. instead of buying a second hand car with much cheaper insurance.

At the end of the day, it's your money but that doesn't stop people from thinking you're a fucking idiot.

[daniel2907]

And now you're staying with them even after buying a new car?

Pardon me if this is me having a faulty train of logic but wouldn't it make more sense to look for a cheaper insurer?

Saying that Swinton's will either lower/raise your insurance on a monthly basis depending on your driving, so I am sticking with them for a month or two to see what kind of deductions I could be eligable for (Apparently it can drop drastically)

[Dangerousfish]

Saying that Swinton's will either lower/raise your insurance on a monthly basis depending on your driving, so I am sticking with them for a month or two to see what kind of deductions I could be eligable for (Apparently it can drop drastically)

Apparently tomorrow is a Sunday.

[lfcrule1972]

I understand wanting the best car as soon as you can but as Fish said you need to look at the expensive insurance costs in doing so.... You must be on good money if you can afford the car + insurance, dont think I could....

[daniel2907]

But you're still spending over 5k to insure it.. instead of buying a second hand car with much cheaper insurance.

At the end of the day, it's your money but that doesn't stop people from thinking you're a fucking idiot.

Regardless of what car I own my insurance is still high, in nearly all cases insurance cost more on a 2nd hand car than a brand new one and I am also not the kind of person who will be driving around in a old banger...

[BeefMasta]

Regardless of what car I own my insurance is still high, in nearly all cases insurance cost more on a 2nd hand car than a brand new one and I am also not the kind of person who will be driving around in a old banger...

You mind if I ask what you do for a living?

[Dangerousfish]

Regardless of what car I own my insurance is still high, in nearly all cases insurance cost more on a 2nd hand car than a brand new one and I am also not the kind of person who will be driving around in a old banger...

Pretentious much?

Do as you please, I've repeated myself enough times now

[daniel2907]

I understand wanting the best car as soon as you can but as Fish said you need to look at the expensive insurance costs in doing so.... You must be on good money if you can afford the car + insurance, dont think I could....

I am 19, 0 years no claims and 3 points on my license..No matter what car I buy my insurance will be high as I am considered high risk baring in mind I would not buy a car older than 8/9 years old

[daniel2907]

You mind if I ask what you do for a living?

Sure, I am IT systems analyst

[BeefMasta]

Sure, I am IT systems analyst

Any jobs going? If you can comfortably afford that much a month for insurance then I'm clearly in the wrong profession.

[daniel2907]

Pretentious much?

Do as you please, I've repeated myself enough times now

Ever occur to you I might like something nice for myself? I guess not. If I really wanted to be pretentious I would go and purchase a 2nd hand BMW for far less and look the part.

[Dangerousfish]

Ever occur to you I might like something nice for myself? I guess not. If I really wanted to be pretentious I would go and purchase a 2nd hand BMW for far less and look the part.

Contradictory much?

Edit: Also, good luck insuring the BMW.